Category Archives: Finance

How to Avoid Debt while Holiday Shopping

The majority of Americans do not set out intending on spending more than the previous year’s holiday season – although that doesn’t mean that they won’t go into debt. A recent survey found that the average parent with children under 18 plan to spend a budget of around $300 on holiday gif...
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Build Your Credit in 4 Quick Steps

Getting started building up a credit score can be an overwhelming process and finding a jumping-off point can be even more challenging. Let’s break down the process into simple steps: You should start by downloading an accredited credit management application. I suggest Credit Karma or Experian as...
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Financial Facts First Time Home Buyers Need to Know

It’s Brutal Out There Being a first-time home buyer can seem like an overwhelming task and today a lot of buyer’s markets are rife with competition. The current housing market has asking prices steadily growing higher each season, meaning many looking for their first home have found that places ...
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Black Opal: The Card Designed with Expats in Mind

According to AAA,more than 20 million travelers criss-crossed the friendly skies and roads on Thanksgiving weekend. However for international travelers the numbers were likely twice as high. Impacted by inflation costs, the rise of the digital nomad, and the ability to work from anywhere, many peopl...
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Financial Wellness Starts with a Budget

Everyone knows to achieve your financial goals you must establish a budget that provides you with a guide how to spend and save your money. Regardless of your income, you need a budget even more so with a significantly large or small income. As most of us seeking financial wellness we are making muc...
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Stop Believing These Common Personal Loan Myths

In recent years, financial data shows that Americans are more likely to use a credit card than any other mode of payment when they can’t pay for something in cash. The second most popular option, however, is taking out a personal loan. With so many people utilizing personal loans, it’s important...
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Is it OK to Have More than One Credit Card?

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Au...
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Improve Your Credit Just in 30 Days

You probably don’t think about your credit score every day, but it can impact your life in significant ways. That’s why it’s crucial to keep your score as high as possible. If you’re currently struggling with your credit, here’s how to raise your score in just one month’s time. Image via...
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5 Steps to Disputing an Error on Your Credit Report

The reason financial professionals are forever encouraging consumers to check their credit reports annually is that errors often happen – and they can be costly. What do you do if you notice an error on your report, though? That information tends to be less readily available. Check out these five ...
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