Category Archives: Finance

How to raise a financially responsible child

Being a parent comes with a lot of responsibilities. One area parents have to look at is how they raise their children regarding finances. A toddler will not understand the concept of investing, but there are age-appropriate ways to help your child have a positive relationship with money. One of the...
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Being a Mindful Spender

We all have to spend money. It’s impossible not to, but there are ways to be a more mindful shopper by being aware of marketing tactics and setting rules on your spending. The US spends a lot of money on marketing because it works. Retailers hire marketers who know how to get you to spend [&hellip...
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How to find a side hustle

Having a side hustle is so rewarding, but it is also a great way to earn more money outside your full-time job. Many people have a side hustle or two with their full time job, while others have many side hustles and use that as their full income. If you’ve been interested in having a […]...
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Checking credit reports for mistakes and how to fix them

Your credit score is a very important number that indicates how trustworthy you are in borrowing money. If you pay your credit cards and other loan payments on time, have a low utilization ratio, and other factors, your credit score will be higher, and you’ll have more opportunities. However, even...
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Active vs. Passive Income

There is more than one way to earn an income. Many people go to a job and receive a paycheck for the work that they do. This is active income. Some people earn income when they sleep. This is passive income. Understanding the difference can help you start earning more income and have multiple income...
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Mortgage Tips for a first time home buyer

Many people find a huge amount of satisfaction in owning a home. Mortgages are very common, but they are still a debt you owe. However, there are a few ways to make your mortgage more manageable. If you are looking to buy a home, make sure to figure out how much you can afford to […]...
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Financial Questions to ask your significant other

Talking about money can be seen as a taboo subject. You don’t want to talk about money at the Thanksgiving table with all of your family. But, you should talk about money and your financial situation with your signification other, especially if you are planning to build a life with them. Money can...
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How to calculate your Net Worth

We always search for certain celebrities or athletes’ net worth, but do you know what a net worth actually is? It’s not just how much cash they have, but a calculation of their total assets and liabilities that they own. You can even calculate your own net worth. To calculate your net wo...
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What are the ranges of credit?

Your credit score will be a three-digit number. This number indicates if you are a trustworthy person to lend money to. If you have ever looked at your score and are unsure what that number means, you are not alone. A credit score ranges from 300 to 850. The closer you are to 850, the […]...
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Managing Taxes on investments

When it comes to your investments, you want to make sure you’re making the right choices to keep as much of your money as possible. There are four strategies to consider to minimize your taxes on your investments. The first strategy is to invest for the long term. Any gains that you’ve made, you...
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