Category Archives: Finance

Self-Employed Tax planning

If you are self-employed you probably know you have to handle your taxes differently than someone who is employed. You have to pay your own FICA taxes and save for your own retirement. There are five key tax planning considerations to take if you are self-employed. Understanding how taxes are calcul...
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Strategies to pay off student loans

The national student loan debt crisis is at an all-time high. Trillions of dollars are still owed back to the federal government in the form of student loans. The average adult in America has about $30,000 of student loan debt. Many adults are struggling with monthly student loan payments and feel l...
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Online credit tools

Financial technology has given us so many ways to do traditional banking on our phones. We can protect and monitor our credit score through our phones and online as well. There are two types of tools that you should have on your mobile device – a way to check your score and an identity theft [...
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Tracking tools to make budgeting easy

Tracking your spending and income is a crucial part of a budget. It will make your life easier if you keep good track of your finances. You are more likely to forget little daily purchases when you do not track and your budget will not be adding up. There are two ways to track your […]...
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3 Steps to build credit score

Understanding how credit is calculated can help you to make specific moves to increase your credit score. There are easy things you can start doing now to help improve your credit score while there are other things you can do that will take some effort, but put you into that excellent credit score r...
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Protecting your credit score

Being a victim of identity theft is so easy. You may not even realize you are a victim of this crime until it is too late and your credit score has been impacted. There are two ways to protect yourself from identity theft and protect the credit score that you’ve been working on building. Check [&h...
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How to Avoid Debt while Holiday Shopping

The majority of Americans do not set out intending on spending more than the previous year’s holiday season – although that doesn’t mean that they won’t go into debt. A recent survey found that the average parent with children under 18 plan to spend a budget of around $300 on holiday gif...
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Build Your Credit in 4 Quick Steps

Getting started building up a credit score can be an overwhelming process and finding a jumping-off point can be even more challenging. Let’s break down the process into simple steps: You should start by downloading an accredited credit management application. I suggest Credit Karma or Experian as...
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Financial Facts First Time Home Buyers Need to Know

It’s Brutal Out There Being a first-time home buyer can seem like an overwhelming task and today a lot of buyer’s markets are rife with competition. The current housing market has asking prices steadily growing higher each season, meaning many looking for their first home have found that places ...
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