Category Archives: Finance

How to protect your credit score from Identity theft

Identity theft can impact any at any time. It is easy for someone to get your personal information and use it to make purchases you did not authorize. This could impact your credit score if you are not protecting yourself from identity theft. There are two things to do to protect yourself from an id...
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50/30/20 Rule

Budgeting is a very personalized part of someone’s finances. Budgeting is also something that many people struggle to do because it can cause stress and anxiety. One budgeting method that has taken the stress out of budgeting is the 50/30/20 Rule. The 50/30/20 Rule is a simple way to manage yo...
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Choosing an entity for your business

Choosing the right type of entity for your business is crucial because it can impact your tax planning strategy. There are four major types of entities to choose from – sole proprietorship, partnership, corporations, and limited liability companies. Each of these entities has different advanta...
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Budgeting for Non-Budgeters

While a budget is a powerful financial tool to have, it can be seen as restrictive and difficult to follow. Many times a budget can leave us feeling disappointed if we overspend and while it’s not good to overspend, this negative reaction to budgeting can lead to having a bad relationship with mon...
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Self-Employed Tax planning

If you are self-employed you probably know you have to handle your taxes differently than someone who is employed. You have to pay your own FICA taxes and save for your own retirement. There are five key tax planning considerations to take if you are self-employed. Understanding how taxes are calcul...
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Strategies to pay off student loans

The national student loan debt crisis is at an all-time high. Trillions of dollars are still owed back to the federal government in the form of student loans. The average adult in America has about $30,000 of student loan debt. Many adults are struggling with monthly student loan payments and feel l...
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Online credit tools

Financial technology has given us so many ways to do traditional banking on our phones. We can protect and monitor our credit score through our phones and online as well. There are two types of tools that you should have on your mobile device – a way to check your score and an identity theft [...
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Tracking tools to make budgeting easy

Tracking your spending and income is a crucial part of a budget. It will make your life easier if you keep good track of your finances. You are more likely to forget little daily purchases when you do not track and your budget will not be adding up. There are two ways to track your […]...
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3 Steps to build credit score

Understanding how credit is calculated can help you to make specific moves to increase your credit score. There are easy things you can start doing now to help improve your credit score while there are other things you can do that will take some effort, but put you into that excellent credit score r...
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Protecting your credit score

Being a victim of identity theft is so easy. You may not even realize you are a victim of this crime until it is too late and your credit score has been impacted. There are two ways to protect yourself from identity theft and protect the credit score that you’ve been working on building. Check [&h...
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