Are you someone who practices the personal finance habit of checking your credit card charges carefully each month? If you’re like 9 out of 10 Americans, you probably don’t. This means you could be missing sneaky “gray charges” from forgotten subscriptions, fees you weren’t aware of and mo...

Credit card debt is rampant across America, and many people fall into a cycle of debt that is never-ending. Young people with less financial experience and know-how may be at higher risk, which begs the question: should high school and college students have credit cards? Click through to learn the p...

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...

If you’re deep in credit card debt and you aren’t sure what to do, you may want to consider attempting to negotiate your debt. You may end up with better terms or lower payments, but the process isn’t exactly quick and easy. Still, if you have the patience, debt negotiation could be the answer...

Do you practice the personal finance habit of checking your credit card charges carefully each month? If you’re like 9 out of 10 Americans, you probably don’t. This means you could be missing sneaky “gray charges” from forgotten subscriptions, fees you weren’t aware of and more. Read on to...

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...

Credit card debt is rampant across America, and many people fall into a cycle of debt that is never-ending. Young people with less financial experience and know-how may be at higher risk, which begs the question: should high school and college students have credit cards? Click through to learn the p...

Credit cards are a popular financial tool in America, but many people are using them incorrectly. In fact, the average balance consumers are carrying is more than $15,000 – which means paying quite a lot in interest charges over time. If you want to avoid major credit card mistakes like this one, ...

In part 1 and part 2 of Common Credit Card Questions People Wonder About, we covered various topics ranging from cosigning and interest fees to annual fees and debt elimination. In the final installment, we’re going to cover three more issues people wonder about. Is it a good idea to carry a balan...