Category Archives: Credit Cards

How to Avoid Debt while Holiday Shopping

The majority of Americans do not set out intending on spending more than the previous year’s holiday season – although that doesn’t mean that they won’t go into debt. A recent survey found that the average parent with children under 18 plan to spend a budget of around $300 on holiday gif...
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Black Opal: The Card Designed with Expats in Mind

According to AAA,more than 20 million travelers criss-crossed the friendly skies and roads on Thanksgiving weekend. However for international travelers the numbers were likely twice as high. Impacted by inflation costs, the rise of the digital nomad, and the ability to work from anywhere, many peopl...
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Is it OK to Have More than One Credit Card?

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Au...
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When Credit Card Billing Errors Occur

Do you review your credit card statement every month? If not, you should consider starting. That’s because it’s really the only way you can catch a billing error and avoid paying a mistaken charge. Billing errors happen more often than you might think, and they are best handled immediately. Read...
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Is it Okay to Have More than One Credit Card?

It’s easy to fill up your wallet with credit cards, what with all your favorite stores and airlines offering cards with great perks. However, is it wise to have more than one? Read on to learn how many credit cards you should have – and what to do if you have too many. Image via […]...
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Should High School and College Students Have Personal Credit Cards?

Credit card debt is rampant across America, and many people fall into a cycle of debt that is never-ending. Young people with less financial experience and know-how may be at higher risk, which begs the question: should high school and college students have credit cards? Click through to learn the p...
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How Many Credit Cards Should You Have?

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Dy...
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Got Stellar Credit? These Credit Cards are for You

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...
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Strategies for Negotiating Your Credit Card Debt

When you find yourself deep in credit card debt and you aren’t sure what to do, you may want to consider attempting to negotiate your debt. You may end up with better terms or lower payments, but the process isn’t exactly quick and easy. Still, if you have the patience, debt negotiation could be...
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Are You Checking Your Credit Card Statement for Gray Charges?

Are you someone who practices the personal finance habit of checking your credit card charges carefully each month? If you’re like 9 out of 10 Americans, you probably don’t. This means you could be missing sneaky “gray charges” from forgotten subscriptions, fees you weren’t aware of and mo...
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