Privacy Policy

Last Updated: July 1, 2026

Introduction

Moving Financially Forward and our affiliates provide content through our Website and email. We’re also in the marketing and data business. This means we collect information to help advertisers connect with specific audiences across online ads, apps, email, phone calls, and other channels. Our marketing services include collecting, sharing, and selling consumer data, as well as delivering personalized ads based on your activity across different websites and apps.

This policy tells you about how we collect and use the information you give us through this site, as well as how we store and share your information. To learn more about the terms in our website, check out our terms of service.

Please review this policy carefully to understand how we handle your personal information. If you don’t agree with these policies and practices, please don’t use our website or sign up for our emails. When you access or use this website or engage with our other services, you’re agreeing to this privacy policy.

Application And External Sites And Services:

Inclusion of a link on Moving Financially Forward does not constitute endorsement of the linked website’s privacy practices. We advise caution and encourage you to review their policies before providing any personal information.

Ways We Gather Your Personal Information:

We collect personal information on this website that you choose to provide, such as your name, email address, phone number, mailing address, and details submitted through an inquiry form. We may supplement the information you provide with additional data obtained from third parties, including affiliates and marketing or advertising partners. In certain instances, this includes data from third-party data providers that have obtained your personal information from their own services. We also automatically collect information through cookies and other tracking technologies to perform analytics and facilitate advertising. Additional details are provided below.

Types of Personal Data We Use

“Personal information” means any information, in any form, that is created, collected, received, maintained, or shared in connection with the Company’s business and that identifies, relates to, describes, or can reasonably be linked, directly or indirectly, to an identifiable individual or household.

When you subscribe to the Moving Financially Forward, you will be asked to provide personal information such as your name, date of birth, street address, e-mail address, and phone number. We also collect information through cookies and similar technologies, including IP address, imprecise geolocation (inferred from your IP address), device identifiers, timestamps, browsing activity, and click-through behavior. In addition, we may obtain information relevant to advertising from data brokers or publicly available sources, such as demographic details, interests, past locations, or purchase history. We may also collect limited categories of sensitive personal information, including race/ethnicity or location data, where relevant to marketing efforts. Please see “Your Privacy Rights” below for details on how to exercise your rights.

In the past twelve (12) months, we have collected the following data categories, as defined in California law:

  1. Identifiers;
  2. Personal information categories listed in California Customer Records Statute (Cal. Civ. Code. § 1798.80(e));
  3. Protected classification characteristics under California or federal law;
  4. Internet or other similar network activity;
  5. Commercial Information;
  6. Professional or Employment-Related Information;
  7. Imprecise geolocation data;
  8. Inferences drawn from other personal information.

This information may be sold or shared with our affiliated companies and third-party partners for marketing and advertising purposes. You may opt out of the sale or sharing of your personal information at any time by visiting here or calling 855-576-0922.

Sensitive Information Practices

We do not directly collect Sensitive Personal Information, including information related to race or ethnicity, religious beliefs, precise geolocation, LGBTQ+ status, health conditions, financial account details, or citizenship status. However, we may indirectly collect information through automated technologies such as cookies regarding your interactions with web pages, which could suggest interest in sensitive topics or affiliation with certain groups. For instance, visiting pages focused on a particular ethnicity or health-related topic may imply interest in those subjects. We do not draw such inferences ourselves, but our affiliated companies or other third parties with whom we share information may do so. Where state or local laws restrict the collection of Sensitive Personal Information without consent, our affiliates will refrain from making such inferences. We do not collect or use personal information relating to individuals under the age of 18.

What We Do With Your Data

We utilize the personal information we collect to send you newsletters or other content that you request and to send you marketing messages by email or through other marketing channels. We also share your personal information with our affiliates and partner companies who may also send you marketing messages by email or other channels. You can opt out here. Our use of personal information for marketing purposes is called “cross context behavioral advertising” under some privacy laws.

Personal Information Disclosures

We sell and/or share your personal information with our affiliates and partners for marketing purposes, including cross context behavioral advertising. We also share this information with companies who provide services for us, including services related to cross context behavioral advertising, analytics, fraud detection, web hosting, data security, or similar services. We contract with any third parties who have access to the personal information we share to ensure that they use appropriate information security measures and comply with laws. We may also share personal information if required by law (e.g. in response to a subpoena or court order), or to protect a person’s health or safety.

We may share personal information when required to do so by law, including with law enforcement agencies, regulators, courts, government authorities, or other third parties, to comply with legal obligations, respond to lawful requests, protect the rights, safety, or security of individuals, or enforce our terms of use and related agreements, including billing and collection matters. Personal information may also be disclosed in connection with a corporate transaction, such as a merger, sale, reorganization, dissolution, bankruptcy, or similar event, where user information is transferred as part of the business assets.

We may share personal information with third parties when you have agreed to such sharing, including for purposes explained to you at the time you submit the information or described in this privacy policy.

Targeted Advertising, Data Sharing, and Analytics

This website shares personal information with third parties who show you advertisements on this or other websites and also perform analytics and reporting about the performance of those advertisements. These companies (which may include data brokers) collect information about the websites you visit and the web pages and advertisements you view or interact with, and may combine this with personal information from other sources or share it with other third parties (this is also known as “cross-context behavioral advertising”). We (or our partners) collect your IP address, date and time of interaction, your Internet Service Provider (ISP), and the browser type and version you use to visit this website. This information may be combined with other personal information and used to deliver advertising from us or from other companies through email, on apps or websites, or through social media sites. We also use personal information to analyze interactions with this site and the advertisements we display so we can continue to improve them.

Cookies And Similar Technology

Cookies are small computer files that are stored on your browser for use as identifiers so that we or our partners can recognize your browser on certain websites. We do not track every site you visit on the Internet. At this website, we utilize cookies, pixels, and related automated data collection technologies to operate this site safely and effectively; understand how users engage with our website; display personalized content and advertisements; and track engagement with and response to advertisements or other communications. You can restrict, block, or delete cookies at any time by changing your browser settings. If you use a “do not track” or opt-out setting, we will set an opt-out cookie on your browser to stop additional data collection. If you delete this opt-out cookie, you will need to opt that browser out again because our site will no longer know not to collect data about your visits.

The Website uses a variety of automated data collection technologies, including browser cookies, Flash cookies, and web beacons. Cookies are small data files stored on your device that support core Website functions. You can adjust your browser settings to refuse cookies, though this may limit access to certain Website areas.

Flash cookies may also be used to store information related to your preferences and interactions with the Website. These cookies are managed through Adobe’s Flash Player tools rather than browser settings.

We also use web beacons, pixel tags, and similar tracking technologies on our Website, in emails, and on affiliated sites to measure usage patterns, content effectiveness, and system performance.

Global Privacy Control (GPC) and Do Not Track Signals

Global Privacy Control (“GPC”) signals and other universal opt-out preference signals are recognized by us as valid requests to opt out of the sale or sharing of your personal information. When detected, we will automatically opt you out without requiring additional steps from you. Tracking every site you visit on the internet is not our intent. As noted above, you may block or delete cookies using your browser’s cookie settings. If you choose to opt out or activate a “Do Not Track” signal, including GPC, an opt-out cookie will be set on your browser to restrict certain cookie-based data collection. Removing that cookie or changing your GPC settings may cause automated collection to restart.”

Your Personal Information Rights

You have rights with respect to your personal information (including any sensitive personal information), including: (1) to know what data we collect and how we use it–this policy is intended to tell you that, (2) to obtain a copy of the personal information we have collected about you, (3) to tell us not to share your information with third parties, (4) to have information deleted, or (5) to make other requests. You may exercise your rights at any time at this page, or by calling 855-576-0922. If you still have questions or concerns after you have made a request, you can contact us using the contact information below. If we cannot resolve your issue, you may also be able to contact a local privacy authority in your state, if applicable.

If you would like to log complaints, please see below for contact information:

For the FTC: ReportFraud.ftc.gov or go to ftc.gov/complaint. You can also go directly to the Better Business Bureau complaint portal at bbb.org/file-a-complaint.

You don’t need to create an account to make a data rights request, and the information you provide when making a request will only be used to confirm that you have the authority to make such a request. However, to respond to your rights request we need to verify that you have the authority to make such a request by confirming the information requested relates to you. To do this, your request must provide enough information for us to confirm that you are the person whose information we have collected, or an authorized representative of that person; and make your request with enough detail for us to know what you are asking for and respond. We aim to respond to all verifiable requests within 45 days. If additional time is needed, we will inform you in writing within the initial 45-day period, explaining the reason and anticipated timeline, not to exceed an additional 45 days.

If your request is denied in accordance with applicable law and you wish to challenge that decision, or if you have questions or concerns about our privacy practices, you may reach out to us using the contact details provided below. Depending on your location, you may also have the right to contact a relevant privacy authority. We do not treat individuals differently for exercising their data protection rights.

Children

This website is intended for use only by individuals aged 18 years or older. We do not knowingly collect information from children under the age of 18. We will remove any personal information relating to an individual younger than 18 if we become aware that it has been submitted to us.

Securing Your Personal Information

We protect the personal information we collect using reasonable and appropriate organizational, technical, and physical security measures. We have policies, procedures, and training for our staff and contractors who have access to personal information, as well as internal and external systems monitoring. We also audit our practices regularly and track and respond to risks.

How Long We Store Your Data

The personal information we collect is retained for as long as required to fulfill the purposes set out in this policy, to meet applicable legal requirements, or to protect our legal interests. We do not retain personal information longer than necessary.

Future Changes To This Policy

We may modify or update this Privacy Policy at any time, without prior notice. The revised policy will apply from its listed effective date. You should review this Policy from time to time to stay current on our collection, use, and sharing of personal information.

Data Processing in The United States

Our business and this website are based in the United States. This website is for use only by users in the U.S. When you visit this website, your personal information will be processed and stored in the United States, under applicable U.S. laws.

Contact Information

For any questions or concerns, please contact us at [email protected] or 16 Mount Bethel RD #154, Warren, NJ 07059.

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