Category Archives: Mortgages

a note that says pay debt next to a pen and glasses

Millionaire status is highly sought after. The idea of being a millionaire means you’ve won with money and have a total net worth of at least one million dollars. Achieving millionaire status isn’t as complex as it sounds. Here are three habits everyday millionaires have that you can apply to yo...
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Understanding Dave Ramsey’s Baby Step 1

When it comes to paying off debt, Dave Ramsey’s 7 Baby Steps is one of the most popular methods. It’s actually his Baby Step 2 that addresses debt payoff (other than your mortgage) and uses the debt snowball method. For someone new, it may seem odd that the second step is when you pay off [&hell...
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Mortgage Tips for a first time home buyer

Many people find a huge amount of satisfaction in owning a home. Mortgages are very common, but they are still a debt you owe. However, there are a few ways to make your mortgage more manageable. If you are looking to buy a home, make sure to figure out how much you can afford to […]...
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Financial Facts First Time Home Buyers Need to Know

It’s Brutal Out There Being a first-time home buyer can seem like an overwhelming task and today a lot of buyer’s markets are rife with competition. The current housing market has asking prices steadily growing higher each season, meaning many looking for their first home have found that places ...
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Qualifying for a Mortgage isn’t as Hard as You Think

Do you find yourself wanting to buy a home but fearing the mortgage application process? Don’t worry – it’s not actually as difficult to get a mortgage loan as many people believe. Get the facts on the application process, requirements and more by clicking the link below. Image via Unsplash/To...
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Is a Reverse Mortgage Right for You?

Mortgage terminology can be confusing, so the thought of reverse mortgage is a particularly unusual concept. What does it mean? Who qualifies for it and what are the benefits? Learn the answers to these questions and more by clicking through for all the important details on this interesting financia...
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Qualifying for a Mortgage May Be Easier Than You Think

Do you find yourself wanting to buy a home but fearing the mortgage application process? Don’t worry – it’s not actually as difficult to get a mortgage loan as many people believe. Get the facts on the application process, requirements and more by clicking the link below. Image via Unsplash/Pr...
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Your Mortgage Refinancing How-To

Refinancing your mortgage is a great way to save on your monthly payment or lower your interest rate, but the process can seem intimidating. If you’d like to investigate how to gain these savings for yourself, read on for a how-to guide for mortgage refinancing. Image via Unsplash/J. Kelly Brito C...
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Questions You Should Ask Your Mortgage Lender

Committing to a mortgage loan is a big decision – one that will impact the rest of your financial life. Before you sign on the dotted line, make sure to ask lots of questions. This will help ensure you end up with the best type of loan for your situation, that you aren’t surprised by […]...
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Your Guide to Refinancing Your Mortgage Loan

Refinancing your mortgage is a great way to save on your monthly payment or lower your interest rate, but the process can seem intimidating. If you’d like to investigate how to gain these savings for yourself, read on for a how-to guide for mortgage refinancing. Image via Unsplash/Tierra Mallorca ...
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