Category Archives: Credit Scores

Should you establish a line of credit for your child?

Having a credit history and good credit score are crucial things to have as an adult. These two things can provide you with more opportunities than if you have a bad score or have no credit history. Many parents wonder if they should establish credit for their child. The answer is, yes! If you can, ...
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Top 3 mistakes that will negatively impact your credit score

When it comes to your credit score, knowing what mistakes will hurt your credit score is helpful. This knowledge will help you avoid making these mistakes with your score. Here are the top three mistakes people make that hurt their credit scores. The biggest mistake to make regarding your credit sco...
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Checking credit reports for mistakes and how to fix them

Your credit score is a very important number that indicates how trustworthy you are in borrowing money. If you pay your credit cards and other loan payments on time, have a low utilization ratio, and other factors, your credit score will be higher, and you’ll have more opportunities. However, even...
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Financial Questions to ask your significant other

Talking about money can be seen as a taboo subject. You don’t want to talk about money at the Thanksgiving table with all of your family. But, you should talk about money and your financial situation with your signification other, especially if you are planning to build a life with them. Money can...
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What are the ranges of credit?

Your credit score will be a three-digit number. This number indicates if you are a trustworthy person to lend money to. If you have ever looked at your score and are unsure what that number means, you are not alone. A credit score ranges from 300 to 850. The closer you are to 850, the […]...
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How to protect your credit score from Identity theft

Identity theft can impact any at any time. It is easy for someone to get your personal information and use it to make purchases you did not authorize. This could impact your credit score if you are not protecting yourself from identity theft. There are two things to do to protect yourself from an id...
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Online credit tools

Financial technology has given us so many ways to do traditional banking on our phones. We can protect and monitor our credit score through our phones and online as well. There are two types of tools that you should have on your mobile device – a way to check your score and an identity theft [...
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3 Steps to build credit score

Understanding how credit is calculated can help you to make specific moves to increase your credit score. There are easy things you can start doing now to help improve your credit score while there are other things you can do that will take some effort, but put you into that excellent credit score r...
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Protecting your credit score

Being a victim of identity theft is so easy. You may not even realize you are a victim of this crime until it is too late and your credit score has been impacted. There are two ways to protect yourself from identity theft and protect the credit score that you’ve been working on building. Check [&h...
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Build Your Credit in 4 Quick Steps

Getting started building up a credit score can be an overwhelming process and finding a jumping-off point can be even more challenging. Let’s break down the process into simple steps: You should start by downloading an accredited credit management application. I suggest Credit Karma or Experian as...
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