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Build Your Credit in 4 Quick Steps

Getting started building up a credit score can be an overwhelming process and finding a jumping-off point can be even more challenging. Let’s break down the process into simple steps: You should start by downloading an accredited credit management application. I suggest Credit Karma or Experian as...
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Financial Facts First Time Home Buyers Need to Know

It’s Brutal Out There Being a first-time home buyer can seem like an overwhelming task and today a lot of buyer’s markets are rife with competition. The current housing market has asking prices steadily growing higher each season, meaning many looking for their first home have found that places ...
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Black Opal: The Card Designed with Expats in Mind

According to AAA,more than 20 million travelers criss-crossed the friendly skies and roads on Thanksgiving weekend. However for international travelers the numbers were likely twice as high. Impacted by inflation costs, the rise of the digital nomad, and the ability to work from anywhere, many peopl...
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Financial Wellness Starts with a Budget

Everyone knows to achieve your financial goals you must establish a budget that provides you with a guide how to spend and save your money. Regardless of your income, you need a budget even more so with a significantly large or small income. As most of us seeking financial wellness we are making muc...
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Is Student Debt Preventing You from Buying a Home?

It’s no secret that student debt can put a damper on anyone’s finances. Recent studies even reported that over half of Millennials say that their student debt has delayed a large milestone in their lives – buying a home. Housing affordability has worsened in almost all cities prompting man...
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What To Do If the Delta Variant Has Impacted Your Income

In the aftermath of a global pandemic we have finally gotten back to a bit of normalcy but now we are seeing this new, very aggressive variant of the virus, begin to close many offices again. Many businesses have closed temporarily, altered their hours, or cut their staff in half. Within the past tw...
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Best Way to Save Money in College

Learning to save money and spend wisely is a lesson in itself, but saving money and being a student can be even more of a feat. Most often than not, college students have part-time jobs that might not pay too well. This also leads to the problem of living paycheck to paycheck. Ergo, it is […]...
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Stop Believing These Common Personal Loan Myths

In recent years, financial data shows that Americans are more likely to use a credit card than any other mode of payment when they can’t pay for something in cash. The second most popular option, however, is taking out a personal loan. With so many people utilizing personal loans, it’s important...
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