Category Archives: Finance

The Best Credit Cards for People with Excellent Credit

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...
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Tips for a Terrific Credit Score

If you’re not tuned in to your credit score, you should be. Many people underestimate the value of an excellent credit score, but the truth is your credit impacts much more than your ability to get a good interest rate on a loan. It’s integral to raise your score and keep it high, and these [&he...
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It Pays to Shop Around for a Personal Loan

More and more Americans are turning to personal loans in lieu of credit cards. Whether you need to pay a high-interest debt, afford medical care or complete a home improvement project, a personal loan is a great financial resource. These flexible loans can be used for many reasons, and they are read...
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Secrets of People with Amazing Credit

Too many consumers underestimate the value of an excellent credit score, only to be surprised when they can’t get a good interest rate on a loan – or any loan at all. In truth, your credit impacts score impacts even more than this. It’s integral to raise your score and keep it high, and these ...
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Got Excellent Credit? These Credit Cards are for You

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...
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How to Negotiate Loan Terms

When you’re an individual consumer, it can feel useless to attempt to negotiate with a commercial bank or other financial institution. After all, if you’re applying for a loan – or paying one down – you have very little leverage. However, it’s possible to negotiate the terms of a loan if y...
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What is a FICO Score and Why is it Important?

If you often find yourself confused by financial jargon, you’re not alone. In particular, many people fail to understand the meaning of the term “FICO score.” This important number is a crucial indicator of your financial health, and it’s important to understand what it means for your financ...
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How Often Does Your Credit Score Change?

If you’re not paying close attention to your credit score, you should be. This all-important number is a crucial indicator of your overall financial health, and it can make or break your ability to get loans for everything from a new car to your first home. How often do you need to check in on [&h...
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Everything You Need to Know About Credit Card Debt Negotiation

If you’re deep in credit card debt and you aren’t sure what to do, you may want to consider attempting to negotiate your debt. You may end up with better terms or lower payments, but the process isn’t exactly quick and easy. Still, if you have the patience, debt negotiation could be the answer...
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Personal Loan Options for Senior Citizens on Social Security

When you’re on a fixed income, it’s easy to imagine a scenario where you need a loan in order to afford a necessary bill like a home repair or medications. A personal loan might be the best option, but many lenders take income into account, and Social Security benefits don’t provide a large pa...
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