Category Archives: Finance

Questions You Should Ask Your Mortgage Lender

Committing to a mortgage loan is a big decision – one that will impact the rest of your financial life. Before you sign on the dotted line, make sure to ask lots of questions. This will help ensure you end up with the best type of loan for your situation, that you aren’t surprised by […]...
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Strategies for Negotiating Your Credit Card Debt

When you find yourself deep in credit card debt and you aren’t sure what to do, you may want to consider attempting to negotiate your debt. You may end up with better terms or lower payments, but the process isn’t exactly quick and easy. Still, if you have the patience, debt negotiation could be...
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Are You Checking Your Credit Card Statement for Gray Charges?

Are you someone who practices the personal finance habit of checking your credit card charges carefully each month? If you’re like 9 out of 10 Americans, you probably don’t. This means you could be missing sneaky “gray charges” from forgotten subscriptions, fees you weren’t aware of and mo...
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Nine Credit Score Myths

Your credit score is incredibly important to your financial health, so it’s essential to know what impacts it – and what doesn’t. Unfortunately, the internet is full of misconceptions that can end up hurting your finances. Check out these common credit score myths and learn the truth about thi...
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How to Make a Credit Report Dispute

The reason financial professionals are forever encouraging consumers to check their credit reports annually is that errors often happen – and they can be costly. What do you do if you notice an error on your report, though? That information tends to be less readily available. Check out these five ...
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FICO Score vs. Credit Score: Understanding the Difference

Financial jargon can be difficult to understand, and many consumers are confused about the difference between their FICO score and their credit score. Both numbers are important indicators of your financial health, and they are actually quite similar. Read on to learn more and level-up your personal...
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Using Payday Loans Requires Extreme Caution

Payday loans are often advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans are dangerous for a variety of reasons. Borrowers should take caution before using this option. Image via Unsplas...
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Your Guide to Refinancing Your Mortgage Loan

Refinancing your mortgage is a great way to save on your monthly payment or lower your interest rate, but the process can seem intimidating. If you’d like to investigate how to gain these savings for yourself, read on for a how-to guide for mortgage refinancing. Image via Unsplash/Tierra Mallorca ...
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How Do People Use Personal Loan Funds?

A personal loan is a versatile financial tool that can be used for a multitude of purposes. However, there are some specific uses that are most common, as well as best suited for a personal loan. Click through below to learn your options for utilizing personal loan funds. Image via Unsplash/Jp Valer...
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