Category Archives: Finance

Here’s How Often Your Credit Score Changes

If you’re not paying close attention to your credit score, you should be. This all-important number is a crucial indicator of your overall financial health, and it can make or break your ability to get loans for everything from a new car to your first home. How often do you need to check in on [&h...
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It’s Possible to Get a Personal Loan With a Fixed Income

When you’re on a fixed income, it’s easy to imagine a scenario where you need a loan in order to afford a necessary bill like a home repair or medications. A personal loan might be the best option, but many lenders take income into account, and Social Security benefits don’t provide a large pa...
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Qualifying for a Mortgage May Be Easier Than You Think

Do you find yourself wanting to buy a home but fearing the mortgage application process? Don’t worry – it’s not actually as difficult to get a mortgage loan as many people believe. Get the facts on the application process, requirements and more by clicking the link below. Image via Unsplash/Pr...
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These Tips Will Help You Raise Your Credit Score and Keep it High

If you’re not tuned in to your credit score, you should be. Many people underestimate the value of an excellent credit score, but the truth is your credit impacts much more than your ability to get a good interest rate on a loan. It’s integral to raise your score and keep it high, and these [&he...
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Got Stellar Credit? These Credit Cards are for You

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...
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Tips to Negotiate Loan Terms With Your Lenders

When you’re an individual consumer, it can feel useless to attempt to negotiate with a commercial bank or other financial institution. After all, if you’re applying for a loan – or paying one down – you have very little leverage. However, it’s possible to negotiate the terms of a loan if y...
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Your Mortgage Refinancing How-To

Refinancing your mortgage is a great way to save on your monthly payment or lower your interest rate, but the process can seem intimidating. If you’d like to investigate how to gain these savings for yourself, read on for a how-to guide for mortgage refinancing. Image via Unsplash/J. Kelly Brito C...
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Does Every Person Have a Credit Score?

A credit score is typically considered an all-important measure of financial health, but does everyone have one? The truth is, some people do not. Read on to learn why you may not have a credit score yet, and how to go about getting one. Image via Unsplash/Luis Villasmil Continue to original source....
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Here’s the Difference Between a FICO Score and a Credit Score

Financial jargon can be difficult to understand, and many consumers are confused about the difference between their FICO score and their credit score. Both numbers are important indicators of your financial health, and they are actually quite similar. Read on to learn more and level-up your personal...
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Use These Strategies to Get an Excellent Credit Score

Too many consumers underestimate the value of an excellent credit score, only to be surprised when they can’t get a good interest rate on a loan – or any loan at all. In truth, your credit impacts score impacts even more than this. It’s integral to raise your score and keep it high, and these ...
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