Category Archives: Finance

Tips for Shopping Around for the Best Personal Loan for You

Whether you need to pay a high-interest debt, afford medical care or complete a home improvement project, a personal loan is a great financial resource. These flexible loans can be used for many reasons, and they are readily available, too. So, how do you shop around for the best loan for you? Follo...
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Secrets to a Stellar Credit Score

Many people underestimate the value of an excellent credit score, but the truth is your credit impacts much more than your ability to get a good interest rate on a loan. It’s integral to raise your score and keep it high, and these secrets from the experts will help you do it. Image via Unsplash/B...
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How Many Credit Cards Should You Have?

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Unsplash/Dy...
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Here’s How Often Your Credit Score Changes

If you’re not paying close attention to your credit score, you should be. This all-important number is a crucial indicator of your overall financial health, and it can make or break your ability to get loans for everything from a new car to your first home. How often do you need to check in on [&h...
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It’s Possible to Get a Personal Loan With a Fixed Income

When you’re on a fixed income, it’s easy to imagine a scenario where you need a loan in order to afford a necessary bill like a home repair or medications. A personal loan might be the best option, but many lenders take income into account, and Social Security benefits don’t provide a large pa...
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Qualifying for a Mortgage May Be Easier Than You Think

Do you find yourself wanting to buy a home but fearing the mortgage application process? Don’t worry – it’s not actually as difficult to get a mortgage loan as many people believe. Get the facts on the application process, requirements and more by clicking the link below. Image via Unsplash/Pr...
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These Tips Will Help You Raise Your Credit Score and Keep it High

If you’re not tuned in to your credit score, you should be. Many people underestimate the value of an excellent credit score, but the truth is your credit impacts much more than your ability to get a good interest rate on a loan. It’s integral to raise your score and keep it high, and these [&he...
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Got Stellar Credit? These Credit Cards are for You

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...
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Tips to Negotiate Loan Terms With Your Lenders

When you’re an individual consumer, it can feel useless to attempt to negotiate with a commercial bank or other financial institution. After all, if you’re applying for a loan – or paying one down – you have very little leverage. However, it’s possible to negotiate the terms of a loan if y...
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Your Mortgage Refinancing How-To

Refinancing your mortgage is a great way to save on your monthly payment or lower your interest rate, but the process can seem intimidating. If you’d like to investigate how to gain these savings for yourself, read on for a how-to guide for mortgage refinancing. Image via Unsplash/J. Kelly Brito C...
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