Category Archives: Finance

Qualifying for a Mortgage isn’t as Hard as You Think

Do you find yourself wanting to buy a home but fearing the mortgage application process? Don’t worry – it’s not actually as difficult to get a mortgage loan as many people believe. Get the facts on the application process, requirements and more by clicking the link below. Image via Unsplash/To...
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When Credit Card Billing Errors Occur

Do you review your credit card statement every month? If not, you should consider starting. That’s because it’s really the only way you can catch a billing error and avoid paying a mistaken charge. Billing errors happen more often than you might think, and they are best handled immediately. Read...
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Tips for Shopping Around for a Personal Loan

Whether you need to pay a high-interest debt, afford medical care or complete a home improvement project, a personal loan is a great financial resource. These flexible loans can be used for many reasons, and they are readily available, too. So, how do you shop around for the best loan for you? Follo...
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How to Dispute a Credit Report Error

The reason financial professionals are forever encouraging consumers to check their credit reports annually is that errors often happen – and they can be costly. What do you do if you notice an error on your report, though? That information tends to be less readily available. Check out these five ...
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Is a FICO Score the Same as a Credit Score?

Financial jargon can be difficult to understand, and many consumers are confused about the difference between their FICO score and their credit score. Both numbers are important indicators of your financial health, and they are actually quite similar. Read on to learn more and level-up your personal...
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Is it Okay to Have More than One Credit Card?

It’s easy to fill up your wallet with credit cards, what with all your favorite stores and airlines offering cards with great perks. However, is it wise to have more than one? Read on to learn how many credit cards you should have – and what to do if you have too many. Image via […]...
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Do You Understand the Potential Dangers of Payday Loans?

Payday loans are a popular way to get cash fast, but they are notorious for their high interest rates and tendency to plunge consumers into a never-ending cycle of debt. They are a solution of last resort and personal finance experts warn against them strongly. However, are there instances when they...
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Your Credit Score: How Often Does it Change?

If you’re not paying close attention to your credit score, you should be. This all-important number is a crucial indicator of your overall financial health, and it can make or break your ability to get loans for everything from a new car to your first home. How often do you need to check in on [&h...
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Is a Reverse Mortgage Right for You?

Mortgage terminology can be confusing, so the thought of reverse mortgage is a particularly unusual concept. What does it mean? Who qualifies for it and what are the benefits? Learn the answers to these questions and more by clicking through for all the important details on this interesting financia...
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Should High School and College Students Have Personal Credit Cards?

Credit card debt is rampant across America, and many people fall into a cycle of debt that is never-ending. Young people with less financial experience and know-how may be at higher risk, which begs the question: should high school and college students have credit cards? Click through to learn the p...
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