Category Archives: Finance

Refinancing Your Mortgage Loan: A How-To

Refinancing your mortgage is a great way to save on your monthly payment or lower your interest rate, but the process can seem intimidating. If you’d like to investigate how to gain these savings for yourself, read on for a how-to guide for mortgage refinancing. Image via Flickr/GotCredit Continue...
Read More

40-Year Mortgage: Understanding the Pros and Cons

When it comes to mortgage loans, the longer the timeframe for pay-off, the lesser the monthly payment. For many years, 30 years was the maximum, but recently more lenders have been willing to offer 40-year loans. Are these loans smart to take on, though? Read on to learn the pros and cons. Image via...
Read More

Don’t Make These Credit Card Mistakes

Credit cards are a popular financial tool in America, but many people are using them incorrectly. In fact, the average balance consumers are carrying is more than $15,000 – which means paying quite a lot in interest charges over time. If you want to avoid major credit card mistakes like this one, ...
Read More

What Can You Use a Personal Loan For?

A personal loan is a versatile financial tool that can be used for a multitude of purposes. However, there are some specific uses that are most common, as well as best suited for a personal loan. Click through below to learn your options for utilizing personal loan funds. Image via Flickr/Pictures o...
Read More

Qualifying for a Mortgage isn’t as Difficult as You Think

Do you find yourself wanting to buy a home but fearing the mortgage application process? Don’t worry – it’s not actually as difficult to get a mortgage loan as many people believe. Get the facts on the application process, requirements and more by clicking the link below. Image via Flickr/Envo...
Read More

Personal Loans: Tips for Shopping Around

Whether you need to pay a high-interest debt, afford medical care or complete a home improvement project, a personal loan is a great financial resource. These flexible loans can be used for many reasons, and they are readily available, too. So, how do you shop around for the best loan for you? Follo...
Read More

How Many Credit Cards Should You Have?

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Flickr/Haka...
Read More

Does Everyone Have a Credit Score?

A credit score is typically considered an all-important measure of financial health, but does everyone have one? The truth is, some people do not. Read on to learn why you may not have a credit score yet, and how to go about getting one. Image via Flickr/CafeCredit.com Continue to original source....
Read More

How to Choose the Best Mortgage Broker

Does lending jargon make your head spin? Do you feel overwhelmed by the mortgage loan process? These are just a few of the reasons you need a mortgage broker you can rely on. Since there are so many options to choose from, read on to learn how to choose the right mortgage professional for your [&hel...
Read More