Category Archives: Finance

Here’s How to Know if a Reverse Mortgage is Wrong for You

A reverse mortgage is a secured loan against the value of your home, and it can be a valuable tool for seniors with home equity and a need for cash. However, there are pros and cons to this type of financial instrument and it’s not for everyone. Read on to learn whether a reverse mortgage [&hellip...
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Five Steps to Disputing a Credit Report Error

The reason financial professionals are forever encouraging consumers to check their credit reports annually is that errors often happen – and they can be costly. What do you do if you notice an error on your report, though? That information tends to be less readily available. Check out these five ...
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Always Take Caution with Payday Loans

Payday loans are often advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans are dangerous for a variety of reasons. Borrowers should take caution before using this option. Image via Flickr/...
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Avoiding ‘Gray Charges’ on Your Credit Card

Do you practice the personal finance habit of checking your credit card charges carefully each month? If you’re like 9 out of 10 Americans, you probably don’t. This means you could be missing sneaky “gray charges” from forgotten subscriptions, fees you weren’t aware of and more. Read on to...
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Ask Your Mortgage Lender These Ten Questions

Committing to a mortgage loan is a big decision – one that will impact the rest of your financial life. Before you sign on the dotted line, make sure to ask lots of questions. This will help ensure you end up with the best type of loan for your situation, that you aren’t surprised by […]...
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What is a Reverse Mortgage?

Mortgage terminology can be confusing, so the thought of reverse mortgage is a particularly unusual concept. What does it mean? Who qualifies for it and what are the benefits? Learn the answers to these questions and more by clicking through for all the important details on this interesting financia...
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Credit Cards that are Great for People with Stellar Credit

Having strong credit is important to your financial health in and of itself, but did you know it can also help you score great credit card deals and incentives? It’s true – since creditors want people with excellent credit to use their credit services, competition increases and companies are exp...
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Should High School and College Students Have Credit Cards?

Credit card debt is rampant across America, and many people fall into a cycle of debt that is never-ending. Young people with less financial experience and know-how may be at higher risk, which begs the question: should high school and college students have credit cards? Click through to learn the p...
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Answer These Questions Before Taking Out a Personal Loan

Personal loans are a flexible tool and, when used prudently, a smart financial decision for many people. However, it’s important to consider the implications before signing on the dotted line. Click through to learn the questions you need to answer for yourself before you decide to take out a pers...
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Secrets to a Stellar Credit Score

Many people underestimate the value of an excellent credit score, but the truth is your credit impacts much more than your ability to get a good interest rate on a loan. It’s integral to raise your score and keep it high, and these secrets from the experts will help you do it. Image via Flickr/Caf...
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