Category Archives: Loans

It Pays to Shop Around for a Personal Loan

More and more Americans are turning to personal loans in lieu of credit cards. Whether you need to pay a high-interest debt, afford medical care or complete a home improvement project, a personal loan is a great financial resource. These flexible loans can be used for many reasons, and they are read...
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How to Negotiate Loan Terms

When you’re an individual consumer, it can feel useless to attempt to negotiate with a commercial bank or other financial institution. After all, if you’re applying for a loan – or paying one down – you have very little leverage. However, it’s possible to negotiate the terms of a loan if y...
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Personal Loan Options for Senior Citizens on Social Security

When you’re on a fixed income, it’s easy to imagine a scenario where you need a loan in order to afford a necessary bill like a home repair or medications. A personal loan might be the best option, but many lenders take income into account, and Social Security benefits don’t provide a large pa...
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Always Take Caution with Payday Loans

Payday loans are often advertised as perfect for those with bad credit, who may not qualify for personal loans from traditional lenders like banks or credit unions. However, payday loans are dangerous for a variety of reasons. Borrowers should take caution before using this option. Image via Flickr/...
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Answer These Questions Before Taking Out a Personal Loan

Personal loans are a flexible tool and, when used prudently, a smart financial decision for many people. However, it’s important to consider the implications before signing on the dotted line. Click through to learn the questions you need to answer for yourself before you decide to take out a pers...
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What Can You Use a Personal Loan For?

A personal loan is a versatile financial tool that can be used for a multitude of purposes. However, there are some specific uses that are most common, as well as best suited for a personal loan. Click through below to learn your options for utilizing personal loan funds. Image via Flickr/Pictures o...
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Personal Loans: Tips for Shopping Around

Whether you need to pay a high-interest debt, afford medical care or complete a home improvement project, a personal loan is a great financial resource. These flexible loans can be used for many reasons, and they are readily available, too. So, how do you shop around for the best loan for you? Follo...
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How Many Credit Cards Should You Have?

Your favorite stores offer credit cards, national companies offer enticing perks and credit cards can be used just about anywhere. So, how many should you really have? While there’s no magic number, here are a few things to consider before you add another card to your wallet. Image via Flickr/Haka...
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How to Choose the Best Mortgage Broker

Does lending jargon make your head spin? Do you feel overwhelmed by the mortgage loan process? These are just a few of the reasons you need a mortgage broker you can rely on. Since there are so many options to choose from, read on to learn how to choose the right mortgage professional for your [&hel...
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