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How to lower your power and lighting bill

Lowering your overall power and lighting bill is fairly easy to do. There are a few things you can start doing today to lower your bill and some things you can try to do in the future. The first thing you can do to lower your power and lighting bill is to unplug your appliance […]...
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How to Lower your water Bill

If you are trying to lower your overall expenses, there are areas in your house where you can reduce your bills. For example, lowering your water bill can help reduce your expenses. In addition, there are a few things that you can start doing today to help lower that bill. Taking a shower uses a [&h...
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What are the ranges of credit?

Your credit score will be a three-digit number. This number indicates if you are a trustworthy person to lend money to. If you have ever looked at your score and are unsure what that number means, you are not alone. A credit score ranges from 300 to 850. The closer you are to 850, the […]...
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Life Insurance: Single Vs Married

The type of life insurance you choose to get depends if you are single or married. Both statuses have different things to consider. If you are single with no family or children, you may decide to either not get life insurance or opt for lower-premium life insurance. You may decide it’s better to k...
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Managing Taxes on investments

When it comes to your investments, you want to make sure you’re making the right choices to keep as much of your money as possible. There are four strategies to consider to minimize your taxes on your investments. The first strategy is to invest for the long term. Any gains that you’ve made, you...
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How to protect your credit score from Identity theft

Identity theft can impact any at any time. It is easy for someone to get your personal information and use it to make purchases you did not authorize. This could impact your credit score if you are not protecting yourself from identity theft. There are two things to do to protect yourself from an id...
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Pros and cons of universal life insurance

Understanding the basics of the major types of life insurance is important to help you choose the right one for yourself and your family’s needs. Universal life insurance is similar to whole life insurance. It is permanent life insurance with an investment savings aspect to it. Universal life insu...
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50/30/20 Rule

Budgeting is a very personalized part of someone’s finances. Budgeting is also something that many people struggle to do because it can cause stress and anxiety. One budgeting method that has taken the stress out of budgeting is the 50/30/20 Rule. The 50/30/20 Rule is a simple way to manage yo...
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Choosing an entity for your business

Choosing the right type of entity for your business is crucial because it can impact your tax planning strategy. There are four major types of entities to choose from – sole proprietorship, partnership, corporations, and limited liability companies. Each of these entities has different advanta...
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3 Common Tax Strategies

No one wants to pay taxes, but it is all something we have to do. However, there are ways to minimize your taxable income that will reduce how much you owe in taxes. There are three common tax strategies to consider to reduce your taxable income – retirement, deductions, and life insurance. Th...
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