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What is a financial therapist

There are many ways to get financial help for any need. One type of financial professional is a financial therapist. They are similar to a personal life therapist but focus on your finances. They don’t offer investment advice but can help you during specific life changes and financial situations. ...
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1 – 5 money personalities

We have love languages, workplace strengths, and overall personality tests, but did you realize that there are money personalities as well? There are five key personalities that may not surprise you. The five money personalities are savers, spenders, shoppers, debtors, and investors. Savers are thos...
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What is an annuity?

An annuity is a financial product that provides a steady income stream over a specified period. There are several types of annuities, including fixed annuities, variable annuities, and indexed annuities. Here is an overview of how annuities work and the key benefits and drawbacks of this investment ...
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Five ways to improve your financial literacy

Financial literacy is the ability to understand and manage your personal finances, and it’s an essential skill to have in today’s world. If you want to improve your financial literacy, here are some steps you can take: Set financial goals. The first step to improving your financial literacy is t...
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Five Personal finance challenges in 2023

As we move into 2023, it’s important to be aware of the potential challenges that we may face in the world of personal finance. Here are some key factors to keep in mind: Economic uncertainty. The global economy is still recovering from the effects of the COVID-19 pandemic, and there is a lot of u...
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Five questions to ask a financial planner

If you are considering hiring a financial planner, it’s important to do your research and choose a professional who will be a good fit for your needs. To help you make an informed decision, here are some questions to ask when interviewing potential financial planners: What is your professional bac...
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Is Credit Card churning right from you?

Credit Card churning is when people take out a new credit card just for the sign up offer. Some people will take out multiple cards at once, while others take out one at a time. Credit card churning isn’t for everyone, especially if you have credit card debt, are trying to improve your score, or [...
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To ways to save for an emergency fund

An emergency fund is something everyone should have. It should be about three to six months of your expenses and be used instead of going into debt. This money can be used in any emergency, from losing your job to replacing the tires on your car. It can be challenging to save for an emergency [&hell...
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How to raise a financially responsible child

Being a parent comes with a lot of responsibilities. One area parents have to look at is how they raise their children regarding finances. A toddler will not understand the concept of investing, but there are age-appropriate ways to help your child have a positive relationship with money. One of the...
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Being a Mindful Spender

We all have to spend money. It’s impossible not to, but there are ways to be a more mindful shopper by being aware of marketing tactics and setting rules on your spending. The US spends a lot of money on marketing because it works. Retailers hire marketers who know how to get you to spend [&hellip...
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