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Mortgage Tips for a first time home buyer

Many people find a huge amount of satisfaction in owning a home. Mortgages are very common, but they are still a debt you owe. However, there are a few ways to make your mortgage more manageable. If you are looking to buy a home, make sure to figure out how much you can afford to […]...
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Holiday Side Hustles

Pumpkin spice lattes are officially being sold at Starbucks, so it means it’s unofficially the start of fall! With fall comes the holidays. If you want to earn some extra money around this time of year, there are some side hustles you can start to work on now. If you are crafty, consider making ho...
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Financial Questions to ask your significant other

Talking about money can be seen as a taboo subject. You don’t want to talk about money at the Thanksgiving table with all of your family. But, you should talk about money and your financial situation with your signification other, especially if you are planning to build a life with them. Money can...
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How to calculate your Net Worth

We always search for certain celebrities or athletes’ net worth, but do you know what a net worth actually is? It’s not just how much cash they have, but a calculation of their total assets and liabilities that they own. You can even calculate your own net worth. To calculate your net wo...
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How to lower your heating and cooling bill

The summer and winter can cause your heating and cooling bill to be much higher than in the fall and spring because you have to heat or cool your house accordingly. However, there are a few ways to combat the heat and also lower your overall bill. The first thing to do is check all […]...
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How to lower your power and lighting bill

Lowering your overall power and lighting bill is fairly easy to do. There are a few things you can start doing today to lower your bill and some things you can try to do in the future. The first thing you can do to lower your power and lighting bill is to unplug your appliance […]...
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How to Lower your water Bill

If you are trying to lower your overall expenses, there are areas in your house where you can reduce your bills. For example, lowering your water bill can help reduce your expenses. In addition, there are a few things that you can start doing today to help lower that bill. Taking a shower uses a [&h...
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What are the ranges of credit?

Your credit score will be a three-digit number. This number indicates if you are a trustworthy person to lend money to. If you have ever looked at your score and are unsure what that number means, you are not alone. A credit score ranges from 300 to 850. The closer you are to 850, the […]...
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Life Insurance: Single Vs Married

The type of life insurance you choose to get depends if you are single or married. Both statuses have different things to consider. If you are single with no family or children, you may decide to either not get life insurance or opt for lower-premium life insurance. You may decide it’s better to k...
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Managing Taxes on investments

When it comes to your investments, you want to make sure you’re making the right choices to keep as much of your money as possible. There are four strategies to consider to minimize your taxes on your investments. The first strategy is to invest for the long term. Any gains that you’ve made, you...
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